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Financing Your New Home

MORTGAGE GUIDE:
Tips for meeting with a lender and local lender contact information.


The Essentials. Be sure to bring the following items:
  • Social Security Numbers/Cards
  • Driver’s License or State ID
  • Purchase Agreement & any Addendums
  • Payment for Credit Report, Application Fees, & Appraisal
  • Residence addresses for past two years
  • Name & Address of each employer
  • Pay Stubs for the last 30 consecutive days (include Gross Monthly Salary if not listed on stub)
  • Federal Income Tax Returns, Schedules, & W-2’s for the last two years
Have all of your Financial/Banking Information:
  • Names, Addresses, Account Numbers, Balance, & Amount due for Monthly Payments for all Open Loans, Credit Cards, etc.
  • Name & Address of Landlord or Mortgage payment book
  • Addresses & Loan information of other Real Estate owned
  • Checking & Savings Account Statements for the last three months
  • Statements for any 401K's, retirement accounts, IRA's, CD's, mutual funds, stocks, or other investments for the last three months
  • Estimated Value of Personal Property, Furniture, Etc. (Receipts may be helpful)
Additional Possibilities
Bring the following items if applicable:
  • Complete Divorce Decree with Separation Agreement
  • Bankruptcy papers including all schedules discharge
  • Certificate of Eligibility or DD214’s (V.A. only)
  • If Self-Employed, see your loan officer for requirements (you may need Tax Returns for the past two years, all schedules, & financial statements)

As a courtesy, we have compiled a list of area lenders. Click here. 

Click Here to See
How Much Can I Afford?


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Looking for a Special Loan Type?

Click below to find out more:               

* FHA Loans                                      
* VA Loans                                        
* First Time Home Buyers                   
* Making Home Ownership Affordable  
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